Career Opportunities

Since its charter in 1905, United Bank has been a growing organization. One of the key components to that growth has been the talented, quality people we have employed over the years.

Whether you are an experienced banker, new to the industry, or interested in entering the industry, United Bank offers employment opportunities that will compliment your professional and personal goals. We welcome those who share our interest in customers and who can have a positive impact on our organization’s growth and development. We offer excellent benefits for both hourly and salaried employees and we have provided a brief summary for you to review. You can also explore current openings by browsing our menu of Available Positions. The Human Resource Department will not accept applications when no current position is available. Any applications received for a non-posted position will not be accepted.

United Bank provides equal opportunity in employment for all qualified persons and prohibits discrimination in employment on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, veterans status, disability unrelated to job requirements, genetic information, military service, or other protected status. All personnel actions, including but not limited to those relating to hiring, compensation, benefits, transfers, layoffs, return from layoffs, training, education, and tuition assistance are based on the principle of equal employment opportunity. Each officer of United Bank is responsible for ensuring that individuals are afforded equal opportunity and are not denied access to these benefits.

United Bank will not discharge or in any other manner discriminate against any employee or applicant for employment because such employee or applicant has inquired about, discussed, or disclosed the compensation of the employee or applicant or another employee or applicant. This provision shall not apply to instances in which an employee who has access to the compensation information of other employees or applicants as a part of such employee’s essential job functions discloses the compensation of such other employees or applicants to individuals who do not otherwise have access to such information, unless such disclosure is in response to a formal complaint or charge, in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by United Bank, or is consistent with United Bank’s legal duty to furnish information.

For more information on the available positions posted below, please call 770.412.7211. Please return all applications by:

Mail:
Human Resources Department
United Bank
P.O. Box 1010
Griffin, Georgia 30224
    Or     Personal Delivery:
We are located at
110 W.Oak St.
Griffin, GA,
directly behind the Griffin Main Office.



Click here for a printable application

Commercial Lender
Job Grade
Officer
Job Summary
The Commercial Lender serves present and prospective commercial loan customers with sound and productive short, intermediate, and long term credit according to company policy standards and procedures. Interviews commercial loan customers and analyzes financial data to determine general creditworthiness. Analyzes loan requests to ensure the compliance with banks lending guidelines.
Job Functions
  • Interviews commercial loan customers, collects and analyzes financial data to determine creditworthiness and the merits of a specific loan request.
  • Establishes and negotiates terms under which credit will be extended, including cost, repayment method and collateral requirements.
  • Determines credit risk and makes timely and accurate decisions.
  • Participates in business development and public relations activities with existing and potential new customers.
  • Ensures compliance with state and federal regulations and laws.
  • Maintains current knowledge of industry regulations, requirements and trends by attending seminars, member associations and reading trade periodicals.
  • Position will be required to comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Bachelor's degree in Business Administration or comparable experience.
  • Analytical ability to evaluate credit status of applicants.
  • Ability to make fair and impartial decisions based on fact.
  • Knowledge of State, Federal and legal regulations and requirements.
  • Ability to manage multiple projects simultaneously.
  • Ability to relate well with others.
  • Demonstrate leadership, project management, team building, and time management skills.
  • Ability to exercise discretion and tactfully handle sensitive and confidential matters.
  • Basic computer skills (word processing, spreadsheets and intranet experience)
  • Strong written and verbal communication skills.
Job Location
Covington 278




Commercial Lender
Job Grade
Officer
Job Summary
The Commercial Lender serves present and prospective commercial loan customers with sound and productive short, intermediate, and long term credit according to company policy standards and procedures. Interviews commercial loan customers and analyzes financial data to determine general creditworthiness. Analyzes loan requests to ensure the compliance with banks lending guidelines.
Job Functions
  • Interviews commercial loan customers, collects and analyzes financial data to determine creditworthiness and the merits of a specific loan request.
  • Establishes and negotiates terms under which credit will be extended, including cost, repayment method and collateral requirements.
  • Determines credit risk and makes timely and accurate decisions.
  • Participates in business development and public relations activities with existing and potential new customers.
  • Ensures compliance with state and federal regulations and laws.
  • Maintains current knowledge of industry regulations, requirements and trends by attending seminars, member associations and reading trade periodicals.
  • Position will be required to comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Bachelor's degree in Business Administration or comparable experience.
  • Analytical ability to evaluate credit status of applicants.
  • Ability to make fair and impartial decisions based on fact.
  • Knowledge of State, Federal and legal regulations and requirements.
  • Ability to manage multiple projects simultaneously.
  • Ability to relate well with others.
  • Demonstrate leadership, project management, team building, and time management skills.
  • Ability to exercise discretion and tactfully handle sensitive and confidential matters.
  • Basic computer skills (word processing, spreadsheets and intranet experience)
  • Strong written and verbal communication skills.
Job Location
Griffin




Loan Operations Specialist I
Job Grade
11
Job Summary
May perform various daily reconcilements, general maintenance and input, processing of related transactions and other functions related to Loan Operations. Serve as loan operations subject matter expert and resource for the bank.
Job Functions
  • Balances the loan application and corresponding GL accounts on a daily basis.
  • Reviews various loan activity reports and system queries as a quality control function.
  • Makes adjustments and performs loan maintenance as needed.
  • Processes and inputs all loan renewals forwarded from Centralized Loan Processing (CLP).
  • Assists in the processing of loans placed on non-accrual and charge-off status.
  • Processes SBA and Loan Participation payments in a timely manner.
  • Works closely with CLP to ensure accuracy in all phases of loan production.
  • Charge-off overdrawn deposit accounts and sends information to the reporting agency in a timely manner.
  • Works with Operations Officer/Loan Ops Supervisor to ensure continuity and efficiency of department processes.
  • Prcesses and reviews reports to the bank's credit insurance provider.
  • Assists with responses to credit reporting disputes in a timely manner.
  • Stays abreast of loan policies and procedures and reports to management loan related incidences occurring outside of policy.
  • Participates in other projects and assignments as directed by management.
Job Requirements
  • Strong working knowledge of Microsoft Word and Excel software applications
  • Excellent organizational skills, able to prioritize responsibilities and adhere to deadlines
  • Excellent communication skills: communicates respectfully in a straightforward and assertive fashion while listening carefully to what others are saying
  • High School Diploma or GED required.
  • Minimum of 3 years of Loan Operations experience preferred.
  • Customer Service oriented and a team player.
  • Ability to make sound judgment decisions and to discern severity of operational problems.
  • Analytical and good problem solving skills.
  • Ability to respond quickly as required by changing circumstances.
  • Ability to maintain confidentiality.
  • Must be willing to cross train and complete other duties as assigned.
Job Location
Barnesville Annex




ITM Teller
Job Grade
12
Job Summary
Handles all phases of teller transactions associated with checking, savings and various type payments (loan, credit card, utility, etc) initiated from the Interactive Teller Machine. Follows teller operating policies, assesses risk of presented transactions, and takes steps to minimize loss in ITM transactions. Individual will also train in the areas of CSR/LOA job functions. Provides quality customer service while promoting the bank's services. Serves as ambassador for alternative delivery channels. This position requires flexibility as hours will vary between 7am - 8pm and every other weekend. Position may also require individual to float between the various branches as needed.
Job Functions
  • Handles all phases of teller transactions including but not limited to checking, savings, loans and credit cards. Accepts cash and checks for deposit, cashes checks and savings withdrawals within designated limit, and escalates to others when applicable.
  • Verifies endorsements as required by teller operational policies.
  • Reports suspicious activity through proper channels.
  • Follows policies and procedures set forth by the bank. Demonstrates solid understanding of fraud and other risks associated with ITM transactions.
  • Provides high level of quality customer service according to Signature Service guidelines.
  • Complies with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Display a professional demeanor with a personality that connects with customers.
  • Possess interpersonal communication skills particularly effective in a video channel.
  • Knowledge of bank operations, bank products and services.
  • Possess ability to ensure compliance with established bank policies and procedures.
  • Possess high analytical skills to solve a wide variety of practical and customer service problems in an unsupervised setting.
  • Ability to assess risk, exercise descretion and handle sensitive and confidential issues.
  • Possess ability to perform within a complex, multi-functional technical environment; demonstrate the ability to process and complete teller transactions in a non-traditional teller environment while offering Signature Service that promotes ongoing ITM usage.
Job Location
Retail Delivery




LOA / CSR
Job Grade
17
Job Summary
To provide exceptional customer service to customers in the branch with account relationships and effectively match products and services to customers' needs. To assist loan officers with their customers'lending needs, prepare loan packages and documents. Previous CSR/LOA experience a must.
Job Functions
  • Considerable customer contact and extensive on the job training for job proficiency.
  • Provide exceptional customer service.
  • Order appraisal, credit report, flood certificate, and title work. If mortgage insurance is required, submit request for approval
  • Contact customer to obtain any further documentation required for the loan file or to notify of loan approval or denial and to set .
  • Provide Exceptional customer service by telephone.
  • Assist customers with account information
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs
  • Understand Regulatory issues that apply to all types of loans.
  • Sell bank services.
  • Contacts customers regarding delinquent accounts, primarily by phone and/or mail, in the vein of an "inside the bank" collector.
  • Contacts credit bureau for customer reports, checks customers references, updates address and gathers additional information as necessary.
  • Reviews payment lists, maintains departmental files and prepares paperwork on payment activity.
  • Type reports, memos, emails, and other bank documents, frequently confidential in nature.
  • Assemble data and other information, creating spreadsheets, special reports, charts, summaries, and related documents.
  • Assist with clerical tasks as assigned.
  • Greet visitors and answer telephone; take messages; place calls and answer questions.
Job Requirements
  • Quick learner, energetic, articulate, and detail oriented.
  • Excellent customer service, employee relations, management, and communication skills a must.
  • Must exercise some judgment with moderate supervision.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Excellent computer, organizational, time management and communication skills.
  • Must have outstanding telephone and people skills.
  • Demonstrate a "team" attitude toward the bank and coworkers.
  • Ability to handle more than one task at a time.
  • Demonstrate problem solving skills and abilities.
  • Excellent attention to detail and ability to meet deadlines under pressure.
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Excellent verbal and written communication skills.
  • Some Banking Experience
Job Location
Griffin




ITM Teller - Part Time
Job Grade
10
Job Summary
Handles all phases of teller transactions associated with checking, savings and various type payments (loan, credit card, utility, etc) initiated from the Interactive Teller Machine. Follows teller operating policies, assesses risk of presented transactions, and takes steps to minimize loss in ITM transactions. Provides quality customer service while promoting the bank's services. Serves as ambassador for alternative delivery channels. Position is entry level ITM Teller Trainee. Schedule: part time hours between 4pm - 11pm with rotating weekends.
Job Functions
  • Handles all phases of teller transactions including but not limited to checking, savings, loans and credit cards. Accepts cash and checks for deposit, cashes checks and savings withdrawals within designated limit, and escalates to others when applicable.
  • Verifies endorsements as required by teller operational policies.
  • Reports suspicious activity through proper channels.
  • Follows policies and procedures set forth by the bank. Demonstrates solid understanding of fraud and other risks associated with ITM transactions.
  • Provides high level of quality customer service according to Signature Service guidelines.
  • Complies with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Display a professional demeanor with a personality that connects with customers.
  • Possess interpersonal communication skills particularly effective in a video channel.
  • Knowledge of bank operations, bank products and services.
  • Possess ability to ensure compliance with established bank policies and procedures.
  • Possess high analytical skills to solve a wide variety of practical and customer service problems in an unsupervised setting.
  • Ability to assess risk, exercise descretion and handle sensitive and confidential issues.
  • Possess ability to perform within a complex, multi-functional technical environment; demonstrate the ability to process and complete teller transactions in a non-traditional teller environment while offering Signature Service that promotes ongoing ITM usage.
Job Location
Retail Delivery





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