Career Opportunities

Since its charter in 1905, United Bank has been a growing organization. One of the key components to that growth has been the talented, quality people we have employed over the years.

Whether you are an experienced banker, new to the industry, or interested in entering the industry, United Bank offers employment opportunities that will compliment your professional and personal goals. We welcome those who share our interest in customers and who can have a positive impact on our organizationís growth and development. We offer excellent benefits for both hourly and salaried employees and we have provided a brief summary for you to review. You can also explore current openings by browsing our menu of Available Positions. The Human Resource Department will not accept applications when no current position is available. Any applications received for a non-posted position will not be accepted.

United Bank provides equal opportunity in employment for all qualified persons and prohibits discrimination in employment on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, veterans status, disability unrelated to job requirements, genetic information, military service, or other protected status. All personnel actions, including but not limited to those relating to hiring, compensation, benefits, transfers, layoffs, return from layoffs, training, education, and tuition assistance are based on the principle of equal employment opportunity. Each officer of United Bank is responsible for ensuring that individuals are afforded equal opportunity and are not denied access to these benefits.

For more information on the available positions posted below, please call 770.412.7211. Please return all applications by:

Mail:
Human Resources Department
United Bank
P.O. Box 1010
Griffin, Georgia 30224
    Or     Personal Delivery:
We are located at
110 W.Oak St.
Griffin, GA,
directly behind the Griffin Main Office.



Click here for a printable application



Teller - Part Time
Job Summary
This position handles all phases of teller transactions. Accepts cash or check items from customers for deposit. Job involves considerable customer contact and extensive on-the-job training for proficiency. Provides quality customer service while promoting the bank's services. Part-time hours Monday thru Friday and must be flexible, as hours can vary. Must also be able to work on Saturday 8:00am - 12:00pm (could possibly work 3 Saturdays a month).
Job Functions
  • Assist customers with account information.
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs.
  • Reports supicious activity through proper channels.
  • Position will be required to comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
  • Maintains teller drawer while handling all phases of teller transactions, including but not limited to, checking, savings and various type loan payments and credit card payments. Accept cash and checks for deposit, cash checks and savings withdrawlas within designated limit, accept tax deposits, and issue cashiers checks.
  • Verify cash and endorsements as described in teller training.
  • Maintain proper levels of cash in cash drawer.
  • Verify and maintain daily record of cash in and cash out transactions, balancing cash drawer daily.
  • Reports any OFAC matches to the OFAC Officer.
  • Processes various night drop and mail transactions as needed.
  • Verifies and maintains accurate records of all cash in and cash out transactions.
  • Prepares daily settlement of teller cash and proof transactions.
  • Follows policies and procedures set forth by the bank.
Job Requirements
  • Ability to provide quality customer service.
  • Ability to handle sensitive customer and bank information.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Must be available to work Monday thru Saturday.
  • Excellent customer service skills
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Previous teller experience or at least one year cash handling experience.
  • Experience in customer service/retail environment preferred.
  • Computer skills demonstrated through ability to input detail of work in order to process and complete teller transactions.
  • Must be able to lift heavy bags of coin.
  • Ability to operate a personal computer and related software.
Job Location
Zebulon / Williamson




Mortgage Loan Originator
Job Summary
Originate residential mortgage loans that meet the lending standards of the secondary market. Assist customers in selecting a mortgage loan product that meets their needs as well as lending standards. Take pro-active steps to promote and secure new mortgage business for the organization and provide quality services to customers through accurate financial counseling and professional interviewing skills.
Job Functions
  • Complete applications, obtain credit report to determine credit worthiness and debt ratio, arrange for property appraisal, order title check and verify first lien position.
  • Originate first mortgage loans on/off-site as required and assure these loans meet requirements set forth by secondary market and bank lending policies.
  • Coordinate with processing, underwriting, secondary marketing and closing to ensure loans are being processed, approved and closed in a timely manner.
  • Notify customer in writing of credit decision made on loan request.
  • Explain loan closing procedures and review payment schedule ensuring customer understands repayment obligations.
  • Quote rates, points and fees to customers and offer lock-in rate protection.
  • Develop new business opportunities by calling on real estate companies, builders and developers in an effort to create new business and generate new mortgage loans and retain or increase existing business.
  • Initiate, promote and actively participate in sales activities and social functions to select groups for the purpose of originating new mortgage loans.
Job Requirements
  • High School education and reasoning skills required.
  • Basic computer skills (word processing, spreadsheets and intranet exp).
  • Must be willing to work flexible hours and willing to travel if needed.
  • Strong written and verbal communication skills.
Job Location
Madison




Mortgage Loan Processor
Job Summary
Assist Mortgage Loan Officer by reviewing application data entered in the loan origination system. Prepare and mail regulatory compliance documents as necessary. Update the loan origination system with verification documents received. Interface with all parties involved on each individual loan that is originated. Monitor loan status from receipt of application to final credit decision.
Job Functions
  • Attention to detail and confidentiality a must.
  • Order appraisal, credit report, flood certificate, and title work. If mortgage insurance is required, submit request for approval
  • Review and complete data entry functions required to register mortgage loan applications and input mortgage data on the loan origination system.
  • Follow established procedures and guidelines to set up new loan application files.
  • Complete a variety of functions required to produce application exhibits necessary to prove and reconcile data for accuracy and completeness. Generate appropriate documentation in established time frames.
  • Ensure documents are prepared and sent according to established Federal regulations and guidelines.
  • Remain current on changes within the legal regulatory, economic, and competitive technology environments which may affect real estate lending
  • Interface with customer and all parties involved on each individual loan that is originated from application to closing including; obtaining all necessary support documents; overseeing the loan process by monitoring loan status and ensuring conformity with terms; assisting in collecting additional documents and promptly communicating loan status to all interest parties, and obtaining loan documentation after closing, as directed by senior management
  • Quote rates, points and fees to customers and offer lock-in rate protection.
  • Position will be required to comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Minimum of 3 to 5 years mortgage experience desired.
  • Strong written, verbal, and organizational skills required.
  • Must have good computer skills (Word/Excel).
  • Must be willing to work flexible hours.
Job Location
Mortgage Servicing




Mortgage Underwriter
Job Summary
Review credit reports, property appraisals, financial information, and ensures underwriting procedures comply with bank, secondary market investors, private investors, government and state agencies and mortgage insurer guidelines.
Job Functions
  • Perform full view of mortgage loans in accordance with underwriting guidelines ensuring secondary market salability, investor salability, or recommending portfolio financing, to include: reviewing applications and disclosures, compute loan-to-value ratios, URAR appraisal review, compute debt ratios, and complete loan approval
  • Prepare appropriate condition sheet to document underwriting decision
  • Discuss lending decision with Loan Officers, Processors and Closing Manager
  • Remain current on various secondary market investor guideline requirements and industry standards
  • Answer and resolve inquiries regarding applications and underwriting procedures from production personnel, originators and customers
  • Communicate all investors/secondary market/PMI guideline changes
  • Assist in preparation of manuals, memos, loan product training and other projects
Job Requirements
  • High School diploma or equivalent
  • Residential first mortgage underwriting experience required
  • FHA Direct Endorsement and VA Automatic Authority desired
  • Thorough knowledge of secondary market investor and private investor, and mortgage insurer guidelines
Job Location
Mortgage Servicing




Teller - Part Time
Job Summary
Under close supervision, handles all phases of teller transactions associated with checking, savings, and various type payments (loan, utility, etc.). Accepts cash or check items from customers for deposit. Adheres to assigned check cashing guidelines. Job involves considerable customer contact and extensive on-the-job training for job proficiency. Provides quality customer service while promoting the bank's services. Must be flexible and able to work a few days during the week (typically 10am-2pm) and every Saturday 8:30am - 12:30pm.
Job Functions
  • Considerable customer contact and extensive on the job training for job proficiency.
  • Provide exceptional customer service.
  • Assist customers with account information
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs
  • Maintains teller drawer while handling all phases of teller transactions including but not limited to checking, savings, and various type loan payments and credit card payments. Accepts cash and checks for deposit, cashing checks and savings withdrawals within designated limit, accepts tax deposits and issues cashiers checks.
  • Verifies cash and endorsements as describe in teller training.
  • Maintains proper levels of cash in cash drawer.
  • Follows Currency Transaction Reporting (CTR) and Monetary Instrument Log (MIL) regulatory guidelines.
  • Reports any OFAC matches to the OFAC Officer.
  • Reports suspicious activity through proper channels.
  • Processes various night drop and mail transactions as needed.
  • Verifies and maintains accurate records of all cash in and cash out transactions.
  • Prepares daily settlement of teller cash and proof transactions.
  • Follows policies and procedures set forth by the bank.
  • Performs any duties requested by a supervisor relating to the bank and its functions.
Job Requirements
  • Quick learner, energetic, articulate, and detail oriented.
  • Must be able to lift heavy bags of coin.
  • Excellent customer service, employee relations and communication skills a must.
  • Must exercise some judgment with moderate supervision.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Must be available to work Monday thru Saturday.
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Previous teller experience or at least one year cash handling experience.
  • Ability to be accurate and meet deadlines under pressure.
  • Experience in customer service/retail environment preferred.
  • Ability to apply good judgment in carrying out instructions furnished in written, oral or diagram form.
  • Computer skills demonstrated through ability to input detail of work in order to process and complete teller transactions.
Job Location
Covington


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