Career Opportunities

Since its charter in 1905, United Bank has been a growing organization. One of the key components to that growth has been the talented, quality people we have employed over the years.

Whether you are an experienced banker, new to the industry, or interested in entering the industry, United Bank offers employment opportunities that will compliment your professional and personal goals. We welcome those who share our interest in customers and who can have a positive impact on our organizationís growth and development. We offer excellent benefits for both hourly and salaried employees and we have provided a brief summary for you to review. You can also explore current openings by browsing our menu of Available Positions. The Human Resource Department will not accept applications when no current position is available. Any applications received for a non-posted position will not be accepted.

United Bank provides equal opportunity in employment for all qualified persons and prohibits discrimination in employment on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, veterans status, disability unrelated to job requirements, genetic information, military service, or other protected status. All personnel actions, including but not limited to those relating to hiring, compensation, benefits, transfers, layoffs, return from layoffs, training, education, and tuition assistance are based on the principle of equal employment opportunity. Each officer of United Bank is responsible for ensuring that individuals are afforded equal opportunity and are not denied access to these benefits.

For more information on the available positions posted below, please call 770.412.7211. Please return all applications by:

Mail:
Human Resources Department
United Bank
P.O. Box 1010
Griffin, Georgia 30224
    Or     Personal Delivery:
We are located at
110 W.Oak St.
Griffin, GA,
directly behind the Griffin Main Office.



Click here for a printable application



Mortgage Loan Originator
Job Grade
Officer
Job Summary
Originate residential mortgage loans that meet the lending standards of the secondary market. Assist customers in selecting a mortgage loan product that meets their needs as well as lending standards. Take pro-active steps to promote and secure new mortgage business for the organization and provide quality services to customers through accurate financial counseling and professional interviewing skills.
Job Functions
  • Complete applications, obtain credit report to determine credit worthiness and debt ratio, arrange for property appraisal, order title check and verify first lien position.
  • Originate first mortgage loans on/off-site as required and assure these loans meet requirements set forth by secondary market and bank lending policies.
  • Coordinate with processing, underwriting, secondary marketing and closing to ensure loans are being processed, approved and closed in a timely manner.
  • Notify customer in writing of credit decision made on loan request.
  • Explain loan closing procedures and review payment schedule ensuring customer understands repayment obligations.
  • Quote rates, points and fees to customers and offer lock-in rate protection.
  • Develop new business opportunities by calling on real estate companies, builders and developers in an effort to create new business and generate new mortgage loans and retain or increase existing business.
  • Initiate, promote and actively participate in sales activities and social functions to select groups for the purpose of originating new mortgage loans.
Job Requirements
  • High School education and reasoning skills required.
  • Basic computer skills (word processing, spreadsheets and intranet exp).
  • Must be willing to work flexible hours and willing to travel if needed.
  • Strong written and verbal communication skills.
Job Location
Madison




Mortgage Underwriter
Job Grade
19
Job Summary
Review credit reports, property appraisals, financial information, and ensures underwriting procedures comply with bank, secondary market investors, private investors, government and state agencies and mortgage insurer guidelines.
Job Functions
  • Perform full view of mortgage loans in accordance with underwriting guidelines ensuring secondary market salability, investor salability, or recommending portfolio financing, to include: reviewing applications and disclosures, compute loan-to-value ratios, URAR appraisal review, compute debt ratios, and complete loan approval
  • Prepare appropriate condition sheet to document underwriting decision
  • Discuss lending decision with Loan Officers, Processors and Closing Manager
  • Remain current on various secondary market investor guideline requirements and industry standards
  • Answer and resolve inquiries regarding applications and underwriting procedures from production personnel, originators and customers
  • Communicate all investors/secondary market/PMI guideline changes
  • Assist in preparation of manuals, memos, loan product training and other projects
Job Requirements
  • High School diploma or equivalent
  • Residential first mortgage underwriting experience required
  • FHA Direct Endorsement and VA Automatic Authority desired
  • Thorough knowledge of secondary market investor and private investor, and mortgage insurer guidelines
Job Location
Mortgage Servicing




Teller - Part Time
Job Grade
9
Job Summary
Under close supervision, handles all phases of teller transactions associated with checking, savings, and various type payments (loan, utility, etc.). Accepts cash or check items from customers for deposit. Adheres to assigned check cashing guidelines. Job involves considerable customer contact and extensive on-the-job training for job proficiency. Provides quality customer service while promoting the bank's services. Schedule: Monday thru Friday 10am - 2pm, but must have some flexibility. Will also work some Saturdays 8am - 12pm.
Job Functions
  • Considerable customer contact and extensive on the job training for job proficiency.
  • Provide exceptional customer service.
  • Assist customers with account information
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs
  • Maintains teller drawer while handling all phases of teller transactions including but not limited to checking, savings, and various type loan payments and credit card payments. Accepts cash and checks for deposit, cashing checks and savings withdrawals within designated limit, accepts tax deposits and issues cashiers checks.
  • Verifies cash and endorsements as describe in teller training.
  • Maintains proper levels of cash in cash drawer.
  • Follows Currency Transaction Reporting (CTR) and Monetary Instrument Log (MIL) regulatory guidelines.
  • Reports any OFAC matches to the OFAC Officer.
  • Reports suspicious activity through proper channels.
  • Processes various night drop and mail transactions as needed.
  • Verifies and maintains accurate records of all cash in and cash out transactions.
  • Prepares daily settlement of teller cash and proof transactions.
  • Follows policies and procedures set forth by the bank.
  • Performs any duties requested by a supervisor relating to the bank and its functions.
Job Requirements
  • Quick learner, energetic, articulate, and detail oriented.
  • Must be able to lift heavy bags of coin.
  • Excellent customer service, employee relations and communication skills a must.
  • Must exercise some judgment with moderate supervision.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Must be available to work Monday thru Saturday.
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Previous teller experience or at least one year cash handling experience.
  • Ability to be accurate and meet deadlines under pressure.
  • Experience in customer service/retail environment preferred.
  • Ability to apply good judgment in carrying out instructions furnished in written, oral or diagram form.
  • Computer skills demonstrated through ability to input detail of work in order to process and complete teller transactions.
Job Location
Barnesville




ITM Teller
Job Grade
12
Job Summary
Handles all phases of teller transactions associated with checking, savings and various type payments (loan, credit card, utility, etc) initiated from the Interactive Teller Machine. Follows teller operating policies, assesses risk of presented transactions, and takes steps to minimize loss in ITM transactions. Provides quality customer service while promoting the bank's services. Serves as ambassador for alternative delivery channels. Schedule: part time; 4pm - 11pm with rotating weekends.
Job Functions
  • Handles all phases of teller transactions including but not limited to checking, savings, loans and credit cards. Accepts cash and checks for deposit, cashes checks and savings withdrawals within designated limit, and escalates to others when applicable.
  • Verifies endorsements as required by teller operational policies.
  • Reports suspicious activity through proper channels.
  • Follows policies and procedures set forth by the bank. Demonstrates solid understanding of fraud and other risks associated with ITM transactions.
  • Provides high level of quality customer service according to Signature Service guidelines.
  • Complies with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Display a professional demeanor with a personality that connects with customers.
  • Possess interpersonal communication skills particularly effective in a video channel.
  • Knowledge of bank operations, bank products and services.
  • Possess ability to ensure compliance with established bank policies and procedures.
  • Possess high analytical skills to solve a wide variety of practical and customer service problems in an unsupervised setting.
  • Ability to assess risk, exercise descretion and handle sensitive and confidential issues.
  • Possess ability to perform within a complex, multi-functional technical environment; demonstrate the ability to process and complete teller transactions in a non-traditional teller environment while offering Signature Service that promotes ongoing ITM usage.
Job Location
Retail Delivery




ITM Teller
Job Grade
15
Job Summary
Handles all phases of teller transactions associated with checking, savings and various type payments (loan, credit card, utility, etc) initiated from the Interactive Teller Machine. Follows teller operating policies, assesses risk of presented transactions, and takes steps to minimize loss in ITM transactions. Provides quality customer service while promoting the bank's services. Serves as ambassador for alternative delivery channels. Schedule: Full Time Floating Shift and every other weekend.
Job Functions
  • Handles all phases of teller transactions including but not limited to checking, savings, loans and credit cards. Accepts cash and checks for deposit, cashes checks and savings withdrawals within designated limit, and escalates to others when applicable.
  • Verifies endorsements as required by teller operational policies.
  • Reports suspicious activity through proper channels.
  • Follows policies and procedures set forth by the bank. Demonstrates solid understanding of fraud and other risks associated with ITM transactions.
  • Provides high level of quality customer service according to Signature Service guidelines.
  • Complies with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
Job Requirements
  • Display a professional demeanor with a personality that connects with customers.
  • Possess interpersonal communication skills particularly effective in a video channel.
  • Knowledge of bank operations, bank products and services.
  • Possess ability to ensure compliance with established bank policies and procedures.
  • Possess high analytical skills to solve a wide variety of practical and customer service problems in an unsupervised setting.
  • Ability to assess risk, exercise descretion and handle sensitive and confidential issues.
  • Possess ability to perform within a complex, multi-functional technical environment; demonstrate the ability to process and complete teller transactions in a non-traditional teller environment while offering Signature Service that promotes ongoing ITM usage.
Job Location
Retail Delivery




President's Asst / LOA / Analyst
Job Grade
20
Job Summary
Performs highly skilled secretarial, administrative, and analytical duties for the President and other Lenders as needed. Assists in the management of the President's loan portfolio and the Division's loan portfolio as a whole.
Job Functions
  • Assists in managing and servicing the loan portfolio.
  • Assists in preparation of Credit Packages.
  • Works in conjunction with credit analysts to assist in underwriting credits.
  • Monitors and minimizes financial and collateral exceptions for the division.
  • Types grammatically correct reports, memos, emails, spreadsheets and other bank documents which are frequently confidential in nature.
  • Tracks performance of the division to ascertain goal achievement.
  • Gathers information and assists with preparation of Officer performance reviews.
  • Establishes and maintains files of key administrative matters, including matters relating to senior management, bank employees, and priority projects.
  • Listens to and shares feedback from employees and customers.
  • Prepares certain bank related personal reports for the President.
  • Assists with building and facilities maintenance, organization, and upkeep.
  • Makes recommendations about possible Bank improvements.
  • Prepares agenda and program for the local Board of Director meetings. Attends, takes minutes, and publishes minutes for each meeting.
  • Provides loan processing services and administrative support.
  • Complies with all banking laws and related regulations.
  • Greets visitors and answers telephone calls, takes messages, and answers questions related to certain bank services. May place calls on behalf of Executive Officer to customers or on behalf of bank business.
Job Requirements
  • College Degree with an emphasis in business, accounting, or finance, with an understanding of basic cash flow and financial concepts.
  • Knowledge of bank products and the banking system.
  • Excellent interpersonal skills.
  • Advanced computer skills.......Word, Excel, PowerPoint, and broad based internet experience.
  • Ability to handle sensitive information of the bank and customers in confidence.
  • Excellent analytical, multi-tasking, and organizational skills.
Job Location
Covington 278




Universal Employee II
Job Grade
17
Job Summary
Incumbents in this position serve a key role as the face of United Bank in a variety of financial transactions and responsibilities. To perform this job successfully, an individual must actively and successfully engage in the Teller, CSR and LOA job functions. This versitile employee observes office activity to proactively fill service needs, in order to optimally and efficiently operate the bank office.
Job Functions
  • Provides industry leading Signature Service
  • Maintains and balances teller cash drawer, while handling all phases of teller transactions including checking, savings, payment, cash advance, certified check and bond redemption
  • Completes retail and commercial transactions according to established procedures, and prepares each for electronic processing
  • Uses a consultative approach to understand customers financial needs and educates them on how to get the greatest value from our products and services
  • Provides tailored solutions (establishes and expands relationships) by opening and maintaining a variety of deposit accounts and financial services
  • Resolves product or service problems by clarifying and determining the cause of the problem, selecting and expediting the best solution, and following up to ensure resolution
  • Recognizes and refers cross-sell opportunities
  • Captures and tracks key customer interactions for delivering effective sales and service
  • Follows security measures, cash management policies, risk and internal control procedures
  • Safeguards bank assets by seeking guidance for higher risk transactions that lead to exposure to loss or fraud
  • Complies with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act
  • Builds and maintains productive relationships with co-workers and partners throughout the organization
  • Compiles, prepares, and processes loan file documentation (appraisal orders, credit reports, title work, etc.) necessary for loan approval.
  • Serves as liaison between the loan department, officer and/or customer to coordinate and ensure successful loan closing.
  • Prepares loan tickets and disbursement of loan proceeds.
  • Assists Officer in clearing loan collateral or financial documentation exceptions.
Job Requirements
  • High School diploma or equivalent
  • Minimum of one year service and sales experience preferred
  • Proficient computer skills and active engagement in the new technology
  • Excellent interpersonal communication and presentation skills (both written and oral)
  • Strong analytical and problem solving skills. Ability to derive innovative solutions
Job Location
Forsyth




Teller Part-time Instore Branch
Job Grade
9
Job Summary
Handle all phases of teller transactions. Hours are part-time, but must be flexible. Hours of operation are 9:00am - 8:00pm Monday thru Friday, and 10:00am - 2:00pm on Saturday. Must be flexible as hours worked may vary depending on the needs of the branch.
Job Functions
  • Considerable customer contact and extensive on the job training for job proficiency.
  • Provide exceptional customer service.
  • Attention to detail and confidentiality a must.
  • Assist customers with account information
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs
  • Handle sensitive information of the bank and customers in confidence.
  • Represent the bank in a professional manner within the community.
  • Display high degree of character and ethics.
  • Comply with the Bank's internal Personnel Policy.
  • Performance of other projects or task as assigned.
  • Must be willing to work non-standard hours (flex-time), and on occasion,extended hours to facilitate successful contact with customers.
  • Assist with clerical tasks as assigned.
  • Follows Currency Transaction Reporting (CTR) and Monetary Instrument Log (MIL) regulatory guidelines.
  • Reports any OFAC matches to the OFAC Officer.
  • Reports suspicious activity through proper channels.
Job Requirements
  • Quick learner, energetic, articulate, and detail oriented.
  • Excellent customer service, employee relations and communication skills a must.
  • Must exercise some judgment with moderate supervision.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Must be available to work evenings and Saturdays.
  • Demonstrate a "team" attitude toward the bank and coworkers.
  • May be required to work an occassional evening shift.
  • Must be available to work Monday thru Saturday.
  • Excellent customer service skills
  • Demonstrate ability to answer basic customer inquiries
  • Must be available to work some Saturdays as scheduled.
  • Ability to handle more than one task at a time.
  • Excellent attention to detail and ability to meet deadlines under pressure.
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Previous teller experience or at least one year cash handling experience.
Job Location
Ingles - Locust Grove (Bill Gardner Pkwy)




Contact Center Agent - Part Time
Job Grade
13
Job Summary
To provide exceptional customer service via the telephone. To assist customers with account relationships and effectively match products and services to customer' needs. Day shift hours, but must be flexible as hours may vary. Must also be able to work some weekends.
Job Functions
  • Provide exceptional customer service.
  • Attention to detail and confidentiality a must.
  • Provide Exceptional customer service by telephone.
  • Assist customers with account information
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs
  • Handle sensitive information of the bank and customers in confidence.
  • Comply with the Bank's internal Personnel Policy.
  • Performance of other projects or task as assigned.
Job Requirements
  • Quick learner, energetic, articulate, and detail oriented.
  • Must exercise some judgment with moderate supervision.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Must have outstanding telephone and people skills.
  • Demonstrate a "team" attitude toward the bank and coworkers.
  • Excellent customer service skills
  • Excellent communication skills
  • Demonstrate ability to answer basic customer inquiries
  • Must be available to work some Saturdays as scheduled.
  • Some Banking Experience
  • Ability to handle more than one task at a time.
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Fluent Spanish is a plus.
Job Location
Contact Center/Zebulon




Contact Center Agent - Part Time
Job Grade
13
Job Summary
To provide exceptional customer service via the telephone. To assist customers with account relationships and effectively match products and services to customers' needs. Position will require working 3-4 days per week (4pm - 9pm) and every other weekend.
Job Functions
  • Provide Exceptional customer service by telephone.
  • Assist customers with account information
  • Demonstrate knowledge of United Bank's products and services and match them appropriately to customer needs
  • Comply with the Bank's internal Personnel Policy.
  • Performance of other projects or task as assigned.
  • Other duties as may be assigned.
  • Must have at least 1 year of customer service experience
  • Must have some exposure to multi-line phone system
  • Good computer skills a must (Word & Excel)
Job Requirements
  • Must be flexible and willing to work hours/days as needed by department.
  • Quick learner, energetic, articulate, and detail oriented.
  • Must exercise some judgment with moderate supervision.
  • Be knowledgeable of bank products, and able to answer basic customer inquiries.
  • Must have outstanding telephone and people skills.
  • Demonstrate a "team" attitude toward the bank and coworkers.
  • Excellent customer service skills
  • Excellent communication skills
  • Demonstrate ability to answer basic customer inquiries
  • Must be available to work some Saturdays as scheduled.
  • Ability to handle more than one task at a time.
  • Ability to deal tactfully with customers and co-workers.
  • Attention to detail and confidentiality a must.
  • Handle sensitive information of the bank and customers in confidence.
Job Location
Contact Center/Zebulon


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