Current Interest Rates

Current Interest Rates as of 7/16/2018

Checking & Savings Accounts**

Account

Interest Rate    Annual Percentage Yield*
Gold Life Account 0.50% 0.50%
The RESERVE Account    
0.00 - 9,999.99 0.50% 0.50%
10,000 - 24,999.99 0.55% 0.55%
25,000 – 49,999.99 0.55% 0.55%
50,000 – 74,999.99 0.60% 0.60%
75,000 – 99,999.99 0.65% 0.65%
100,000 – 149,999.99 0.70% 0.70%
150,000 – 199,999.99 0.80% 0.80%
200,000+ 1.01% 1.01%
Regular Savings 0.25% 0.25%
Minor Savings 0.25% 0.25%
Christmas Club Savings 0.25% 0.25%
Business Interest Checking 0.20% 0.20%
Business Money Market 0.25% 0.25%
Commercial Plus Account    
0.00 - 24,999.99 0.25% 0.25%
25,000 & above 0.30% 0.30%

*Annual Percentage Yield (APY) is accurate as of the date listed above. Rates may change at any time without prior notice. Simple interest is calculated on the average daily collected balance in the account and credited either monthly or quarterly. Fees could reduce earnings on the account.

**A minimum deposit of $50.00 is required to open each account, except the Minor Savings Account.

Certificates Of Deposit and Individual Retirement Accounts†

Term/Period Annual Percentage Yield Availability
30 Days 0.55% Visit Office
91 Days 0.60% Visit Office
182 Days 0.60% Open Now
12 Months 1.06% Open Now
24 Months 1.21% Open Now
36 Months 1.31% Open Now
48 Months 1.46% Visit Office
60 Months 2.02% Open Now
15 Month Special 1.11% Visit Office
30 Month Special 1.51% Visit Office

†An early withdrawal penalty may be imposed. Early withdrawal fees could result in a reduction in earnings. A minimum deposit of $500.00 is required to open a Certificate of Deposit account.

The annual percentage yields are calculated on daily compounding for terms equal to or greater than 12 months and simple for lesser terms.

Rates are subject to change without notice.