home | locations | contact us | mobile banking  

Live Customer Service
Seven Days a Week

Helpful Hints for using
your United Bank
VISA Debit Card

United Bank Assumes Deposits of the Woodbury Banking Company
On Friday, August 19, 2016, United Bank announced it entered into a purchase and assumption agreement with the FDIC to assume all of the deposits of The Woodbury Banking Company. The former Woodbury Banking Company Bank location will open as normal on Saturday, August 20 at their regular times and customers will be able to conduct business as usual.

For more information, see United Bank’s official press release or visit www.fdic.gov for answers to most commonly asked questions.

Business Email Compromise - Beware of the Risk
Email scams target businesses, often spoofing the company’s email or using social engineering to request an unauthorized wire transfer, and has caused at least $2.3 billion in losses. The FBI reports that, since January 2015, there has been a 270 percent increase in identified victims and exposed loss. Read the attached press release for more information.

Home Affordable Refinance Programs Extended to September 30, 2017
In recent weeks, the Federal Housing Finance Authority (FHFA) announced that Freddie Mac and Fannie Mae (the “Enterprises”) will be extending the Home Affordable Refinance Program (HARP) until September 30, 2017. HARP had been slated to expire at the end of this year. The extension of HARP is to allow time for the development and implementation a new refinance offering aimed at borrowers that are current on their mortgage, but are unable to refinance through traditional programs because their loan- to-value (LTV) ratio exceeds the Enterprises maximum limits. See a United Bank mortgage lender today to learn more about the eligibility requirements of HARP, and other mortgage programs available to fit your needs.
EMV Corner
United Bank has EMV chip cards! These new cards contain enhanced chip technology that provides additional security when used at chip-enabled card readers. Check out the Q&A and short video to learn more about EMV cards. If you have questions about the EMV chip cards, contact Customer Service at 770-567-7211, seven days a week from 7am until 11pm.

BANK+SHOP Local Campaign: Begins 9/21/16
We love our customers and communities and are thankful for these relationships! We’ve assembled more than 200 offers for United Bank customers to use at local businesses within our communities. Each offer is unique, and businesses from every market are participating. Check out these special offers and take advantage of them through the month of October. Let’s save money while supporting our local, homegrown businesses!

Is It Time for your Mortgage Checkup?
Conventional 15-year and 30-year rates are at record lows right now. Don’t miss this opportunity to refinance your current mortgage. Speak with one of our experienced lenders to see if you qualify to lower your payment, shorten your term, or potentially drop your PMI. It’s also a great time to get cash out from equity to remodel or combine your 1st and 2nd mortgages to save interest. Call or email a mortgage lender today!

Person-to-Person Payments – now available with the UB App
Need to pay a friend for your half of the dinner? No cash for the babysitter? Now you can pay anyone using the United Bank Mobile App. Person-to-Person (P2P) payments make paying anyone simple, you only need their cell phone number. There is no charge for this cool service, and you can pay anyone with a checking account at any U.S. bank. Download the latest app today for this new service.

calculators | locations | career opportunities | privacy policy
bank owned properties | current rates | disclosures

Copyright © 2016 United Bank Corporation | Member FDIC | Equal Housing Lender