Speed, ease, and security make credit and debit cards an essential part of any personal banking solution. United Bank’s cards offer the global presence and customer protections of Visa®, but still reflect the customer service of a community bank you can trust—in fact, your calls will always be answered by people right here in our Zebulon, Georgia Call Center. Our partnership with Endeavor Rewards is the icing on the cake, offering you a variety of ways to redeem the points you earn when using your credit card.







The United Bank Endeavor Credit Card

Spend with confidence using a globally accepted credit card backed by local customer service

  • Travel around the state, the country, or the world knowing that your card will be accepted
  • Relax in the comfort of real-time fraud prevention and Visa’s® available suite of enhanced services
  • Talk to local customer service representatives seven days a week from 7am-11pm
  • Earn points for every dollar you spend with Endeavor Rewards
  • Monitor accounts and transactions via text alerts and online banking
See credit card definitions and apply here.




The Right Start Endeavor Card

Build—or rebuild—your credit with a provisionally secured card

  • Designed for customers with no credit or damaged credit
  • Secured with a certificate of deposit (CD)
  • Minimum deposit of only $500 required to open
  • Account reviewed after 18-month establishment period
  • If review shows a strong payment history, CD may be released (Collateral no longer needed)
  • Otherwise, this card works just like any other Endeavor credit card

Subject to credit approval and underwriting guidelines




The United Bank Visa® Debit Card

Combine the convenience of a credit card with the responsibility of a checking account with the United Bank Visa® Debit Card

  • Use anywhere Visa® is accepted
  • Use Personal Identification Number (PIN) authorization for debit purchases
  • Get cash at ATMs around the world
  • Funds are deducted immediately from your linked United Bank checking account
  • Purchases appear automatically on your statement, online, and on Mobile Advantage