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United Bank Assumes Deposits of the Woodbury Banking Company
On Friday, August 19, 2016, United Bank announced it entered into a purchase and assumption agreement with the FDIC to assume all of the deposits of The Woodbury Banking Company. The former Woodbury Banking Company Bank location will open as normal on Saturday, August 20 at their regular times and customers will be able to conduct business as usual.

For more information, see United Bank’s official press release or visit www.fdic.gov for answers to most commonly asked questions.

Business Email Compromise - Beware of the Risk
Email scams target businesses, often spoofing the company’s email or using social engineering to request an unauthorized wire transfer, and has caused at least $2.3 billion in losses. The FBI reports that, since January 2015, there has been a 270 percent increase in identified victims and exposed loss. Read the attached press release for more information.

The Home Affordable Refinance Program ends 12/31/16 – Apply Now to Refinance thru HARP!
Freddie Mac’s Relief Refinance Mortgage is available for only a few more months. Your current loan must be currently owned or securitized by Freddie Mac, originally dated on or before May 31, 2009, and must be current, with no 30-day or more late payments within the last six months and no more than one in the past 12 months. See a United Bank mortgage lender to learn more.
Bank+Shop Local
Help Us Promote Your Business and shopping local. United Bank will launch its Bank Local:Shop Local during our Customer Appreciation Days in late September. If you are a business customer of United Bank, we want to help promote your business! See the details and let us know if you’ll partner with us to promote our communities by shopping local.

2017 Community Calendar
Share your scenic photos with us for consideration in our 2017 Community Calendar. Click here for more info.

Is It Time for your Mortgage Checkup?
Conventional 15-year and 30-year rates are at record lows right now. Don’t miss this opportunity to refinance your current mortgage. Speak with one of our experienced lenders to see if you qualify to lower your payment, shorten your term, or potentially drop your PMI. It’s also a great time to get cash out from equity to remodel or combine your 1st and 2nd mortgages to save interest. Call or email a mortgage lender today!

Person-to-Person Payments – now available with the UB App
Need to pay a friend for your half of the dinner? No cash for the babysitter? Now you can pay anyone using the United Bank Mobile App. Person-to-Person (P2P) payments make paying anyone simple, you only need their cell phone number. There is no charge for this cool service, and you can pay anyone with a checking account at any U.S. bank. Download the latest app today for this new service.

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