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Disclosures

Agreements & Account Disclosures
See the links below for legal disclosures and additional information regarding United Bank products and services.
 
Deposit Account Agreement effective July 1, 2025 (see below for a helpful summary of changes) 

 
Our Deposit Account Agreement is being updated with the following new items and/or changes:
 
  • Funds Availability - please see this section for updates
  • Debit Card Limits & Settlement – added this verbiage: Third-party generated card transactions (e.g. Cash App®) will generally post to your account within several business days after the transaction, but because such transactions are subject to network settlement rules and the submission by sender’s third-party platform, these transactions may take longer to post.  This may delay availability of funds.
  • Instant Payments –  defines Instant Payments and provides details about this type of transaction
  • Fee Schedule – two changes are being made to this schedule:
    • Foreign Currency – increasing from $15 to $35 per order
    • Safe Deposit Box Drill Fee – increasing from $250 to $300
If you have any questions regarding these updates, please contact us at 770.567.7211.