For businesses seeking high performance and low cost.
In the world of commerce, efficiency is the name of the game. At United Bank, that means offering low-cost (or no cost) business checking options that work seamlessly with your everyday finances. Our standard features can let you move money in real time, pay bills almost effortlessly, fine-tune your purchasing process, and cut down on monthly overhead - because you have bigger plans for your funds.
All accounts feature:
Compare Checking Accounts
e-Business Checking
A paper-free approach reduces clutter and highlights our state-of-the-art financial technology.
- e-Statements only
- Up to 200 withdrawals per statement cycle; each additional withdrawal is 15¢
- Only $50 minimum deposit required to open
Regular Business Checking
A solid choice for your main operating account, this checking option offers financial technology and spending flexibility with minimal transaction fees.
- No service charge with minimum daily balance of $500
- For lower balances, service charge of $4 per month plus 15¢ for every withdrawal after the first 20
- Up to 20 withdrawals per month
- Only $50 minimum deposit required to open
Business Interest Checking Account
New revenue streams are always welcome. Earn competitive interest - just like a savings account - while enjoying all the features of a full-service checking option.
- Competitive rate of interest paid on all collected balances
- No service charge when $1,000 balance maintained
- $6 per month plus 15¢ per withdrawal over 20 if your balance falls below $1,000
- Only $50 minimum deposit required to open
Business Analysis Checking
Active businesses with high monthly transaction volumes can hold down fees by maintaining higher balances.
- An earnings credit is calculated against the average monthly balance and applied as a credit to your service charges. The net amount is deducted on the tenth business day of the following month.
- Contact a Customer Service Representative to request a fee schedule; other treasury management fees may apply
Related Accounts
Business Money Market
While Money Markets offer some check-writing capabilities, the prime benefit is that deposits earn higher interest returns than they would with a regular business savings account.
Competitive rate of interest paid on all collected balances
No service charge when $2,500 minimum daily balance is maintained
$7.50 per month if your balance falls below $2,500
$10 per withdrawal transaction over the legal limit allowed each monthly statement period
Only $50 minimum deposit required to open
Commercial Reserve Account
Make your money work as hard as you do. Arrange for excess funds to be shifted from your operating account to this interest-earning reserve account. Easily transfer them back when needed.
- Earn interest on your idle business funds
- Deposits are unlimited and are made via transfer from the regular business account
- Withdrawals are limited to one per week and must be transferred into the regular business account
- No checks may be negotiated from this account
- Interest rates are tiered
United Bank offers a range of business solutions to meet the diverse needs of our customers. Our Customer Service agents at any of our bank offices can help you get started by opening your account. Here's our checklist of items needed to open a business account.
Note: Effective January 1, 2024, many companies in the United States must report information about their beneficial owners to the Financial Crimes Enforcement Network (FinCEN), a bureau of the US Department of the Treasury. Learn more.