We like it simple.
Everyone has their own way of doing things, and United Bank offers personal checking account options to meet your desires. Choose a no-frills approach to money management, or earn some interest along the way. Of course, all our accounts share one important feature - maximum convenience. That's how we set ourselves apart. Be sure to check out all the ways you can use United Bank's mobile app.
Compare Checking Accounts
Gold Checking Account
Enjoy rewards for your relationship. Maintain $10,000 in minimum balances across all of your personal United Bank deposit accounts, including certificates of deposit, and we will waive the $15 monthly service charge.
- Anywhere banking tools - Online and Mobile Banking, Bill Pay, debit card, and and e-statements
- $50 required to open
- Personalized standard checks for no cost, or a $5 credit towards another style – limit one box per order
- A 3x5 safe deposit box at no cost, or a $15 credit towards a larger box
- No withdrawal fees when using a non-United Bank ATM; terminal fees still apply*
- May pair with The RESERVE account
- Interest paid on your checking account balances. See Rates(Opens in a new Window) for additional information
- Maintain $10,000 in minimum aggregate balances, or a $15 monthly service fee will be charged.
The United Account
It's not easy to navigate life without a checking account. Whether this is your first formal bank account or you need a financial management reset, the United Account has all the tools needed to manage money wisely and effectively.
- Anywhere banking tools - Online and Mobile Banking, Bill Pay, debit card, and and e-statements
- No overdraft services are provided with this account
- No checks are provided or may be used with this account to issue payments - customers are encouraged to use their debit card or online bill pay
- Only $25 required to open
- Just $4.95 per month
- Enroll in e-Statements and avoid the additional $2 paper statement fee
Just Checking Account
You've chosen United Bank for its superior money management tools and not any of the other stuff. We totally understand. Here's an account that will impress you with its elegant simplicity.
- Anywhere banking tools - Online and Mobile Banking, Bill Pay, debit card, and and e-statements
- $50 required to open
- No monthly service charge
- Enroll in e-statements and avoid the $3 paper statement fee
Compare Your Checking Account Options
| Account Name | Interest Paid on your Balance | Free Personal Checks | Anywhere Banking Tools |
|---|---|---|---|
| Gold Checking Account |  |
|
|
| Just Checking Account |  |
|
|
| The United Checking Account | |
No Checks Allowed | |
United Bank is a full-service financial institution serving customers in Middle Georgia.
United Bank account holders enjoy the convenience of 1,100 Presto! ATMs across the southeast with no additional withdrawal fees.
*Non-United Bank ATMs may impose a terminal usage fee.
**Your account will be charged $1.50 per non-United Bank ATM transaction. If you use a non-United Bank ATM, that bank may also impose a terminal usage fee.
Learn more about the benefits of having a checking account and minimize your service fees.
Also, check out our best practices for avoiding overdraft fees.
Open your new account online today.
Need help balancing your checking account statement? Check out this handy calculator to make the task easier.
Need short term funds? Consider a CashPlease® loan from United Bank. It's an alternative to paying non-sufficient fund fees or borrowing from a title pawn lender. Available only for eligible United Bank checking account customers. Learn more
What's up next?
United Bank has a lot to offer, keep browsing and discover the possibilities.
Business Online Banking
Digital tools to put your business on top.
Manage accounts, transfer funds, take care of payroll and more.
Business Merchant Services
A cutting-edge suite of services.
Our team is dedicated to providing solutions that suit your unique business needs.