Money for almost anything under the sun.
Sometimes, life presents some big challenges. Other times, you have a chance to do something pretty special. United Bank is there for it all.
- Competitive rates
- Flexible terms
- Loans tailored to your specific needs
- Local decision-making
- Swift decisions - you'll hear from us in hours, not days†
Installment Personal Loans
Buy something big, make major repairs, seek out adventure, or address a wide range of other financial matters. At United Bank, personal loans can be used for almost any purpose.
- Repay loan in equal monthly installments
- Ideal for big-ticket purchases, including vehicles and equipment
- Often used to pay off higher interest debt or credit card balances
Home Equity Line of Credit
It's like being able to write yourself a loan whenever you need some extra money. Home equity funds are often used for home repair and remodeling projects, but it's fine to think outside the box and use them to make purchases, cover college costs, fund family travel, or accomplish anything else on your to-do list.
- Tap into your credit line as often as you like for any purpose at all
- Minimum credit limit of $10,000 - upper limit depends on the equity you have in your home (Equity is the current market value minus any outstanding mortgage balance)
- We'll contribute up to $2,000 to cover your closing costs *†
- Easily access funds with checks, through Online and Mobile Banking, or at United Bank locations
Construction Loan
Bring us the blueprint and let us help you get started on your dream home. This affordable financing covers labor and construction costs during the building phase, and can transition to something more permanent when you're ready to move in.
- For borrowers having homes built from ground up by a contractor
- Short-term, fixed-rate loan
- Funds transferred for each phase of your project timeline
- Easily converts to long-term mortgage when construction is complete
More good choices
- Mortgages: Looking to purchase your next home or refinance your current place? We offer a wide range of affordable fixed-rate and adjustable rate loans. Our lending team is ready to explain all the details and guide you through the process. Learn more about our Mortgage options.
- CashPlease Loans: When money is tight, United Bank can quickly put $200 to $500 in your hands to cover emergencies and more. You have 90 days to repay. Learn more about CashPlease Loans.
- Endeavor Credit Cards: We offer consumer-friendly rates on two personal credit cards - one comes with a generous rewards program and the other can help you build or rebuild your credit history. Learn more about Endeavor Credit Cards.
United Bank is a full-service financial institution serving customers in Middle Georgia.
† Subject to credit approval and underwriting guidelines
* Consult your tax advisor regarding the deductibility of interest. If you close your Equity Loan Line of Credit within 36 months, we will add any closing costs we paid on your behalf to your outstanding balance.
